No one automatically plans on filing a personal injury lawsuit after an accident. Most of us believe that the insurance companies we pay monthly will be more than willing to pay for your injuries, lost wages, and pain. However, once the accident happens, it might become apparent how little work your insurance company or the other party’s insurance company, is willing to put into your best interests.
From denying the claim outright to stalling or offering very little compensation, insurance companies are notorious for making the claim process stressful. Victims are often left feeling as though they have no other choice but to take legal action. While you might be unsure if a lawsuit is right for you, assessing the pros and cons may help you decide.
Also, be sure to consult with an injury attorney in Washington, D.C. and see if your case qualifies for a lawsuit. Even without filing an official lawsuit, your attorney may be able to negotiate a better settlement.
The Pros of Filing a Personal Injury Lawsuit
You have multiple reasons you should file your lawsuit against the at-fault party, who becomes the defendant in an injury case. The benefits of using a civil suit include:
- Your medical expenses will be paid
- You can receive compensation for missed wages at work
- You can receive compensation for partial or permanent disabilities from the incident
- You can receive funeral expenses if your loved one dies
- You can receive compensation for your pain and suffering
All these reasons are good reasons to file a personal injury lawsuit. If you have excessive medical costs, cannot work, missed several days from work due to your injuries, lost a loved one, or have extensive injuries, you should file a lawsuit to receive compensation.
The Cons of Filing a Personal Injury Lawsuit
Sometimes, filing a personal injury lawsuit brings negative consequences. However, the positive effects often outweigh the negatives, which is why many victims move forward with the lawsuit. Most of these cons are inconveniences, but they are necessary if you want the compensation you need to cover your medical costs, expenses, and receive compensation for your physical, mental, and emotional suffering.
Some cons to a lawsuit include:
- The lawsuit becomes a matter of public record
- You will be required to answer questions in detail about your injuries and how they have affected your life
- You may be accused of faking or falsifying information about your injury in the lawsuit by the defense – this is merely a strategy
- The process will take time before you can receive compensation
Note that in most cases, insurance companies settle after an attorney gets involved and a lawsuit is filed. Therefore, even though the lawsuit is filed against the defense, it may not go to trial.
Speak with an Injury Attorney and Weigh Your Options
It is best to weigh the pros and cons with an attorney. An attorney can review the evidence of your case and help determine if you have a case and how beneficial a lawsuit would be to receive compensation.