Max Levchin
- Net worth $2.2 billion
- Birthday July 11, 1975
- Status -
- Country United States
- Source(-s) of wealth Entrepreneur, Software Engineer
How much is Max Levchin Worth? Max Levchin Net Worth in 2026
Max Levchin’s net worth is estimated at $2.2 billion as of November 2026.
Levchin owns about 8 percent of the economics of Affirm and 44 percent of its votes, which is how a company worth roughly $23.6 billion stays under one man’s thumb. The buy-now-pay-later lender’s 2026 proxy statement lists 27.2 million shares tied to him. He was a PayPal co-founder at 23, sold his startup Slide to Google, and started Affirm in 2012. He is 51.
| Net worth | $2.2 billion (estimate) |
|---|---|
| Estimated annual income | Not disclosed; about $112 million of shares were sold between September 2025 and January 2026 |
| Born | 11 July 1975, Kyiv, Ukraine (age 51) |
| Country | United States |
| Known for | Co-founding PayPal; founding and running Affirm |
| Main income sources | Affirm stock, option exercises, earlier PayPal and Slide proceeds |
How much is Max Levchin worth in 2026?
We put Levchin at $2.2 billion. About 87 percent of it is a stake in Affirm that can be read straight off a securities filing, which makes this a firmer estimate than most founder profiles.
Public estimates disagree for ordinary reasons: some use an Affirm share price from months ago, when the stock hit $90, and some leave out the 735,294 Class A and 735,294 Class B shares held in a family trust. Affirm closed at $69.55 on 13 October 2026, about three quarters of its 52-week high of $90.44, according to a market report.
How Max Levchin built it
- Kept the votes. Class B shares carry 15 votes each, giving him 44.04 percent of the vote with about 8 percent of the shares.
- Sold on a schedule. A January 2026 sale of 666,666 shares followed a trading plan adopted in March 2025.
- Took pay in equity. As chief executive he skips the cash bonus plan, and most of his wealth is Affirm stock or options.
Learn the wealth mindset behind Max Levchin’s career in the Alux app.
Get the Alux appHow we got to $2.2 billion
| Source | Our estimate | What it rests on |
|---|---|---|
| Affirm shares | $1.89 billion | Affirm’s 2026 proxy statement, filed in October 2026, shows 15,397,650 Class B shares held directly, 10,352,528 through a holding company and 735,294 of each class through a family trust. That is 27,220,766 shares at $69.55. |
| Vested stock options | $41 million | The same filing lists 2,000,002 options. A January 2026 filing shows an exercise price of $49, so each is worth about $20.55, or $41 million in all. |
| Cash from recent share sales | $28 million | A Form 4 for January 2026 shows 666,666 shares sold at about $80.6 for $53.7 million, and a September 2025 sale of 651,713 shares fetched about $58 million. Together that is about $112 million gross. Both sales came from exercising options at $49, which cost about $65 million (1,318,379 shares at $49), leaving about $47 million, and we assume he keeps 60 percent of that after tax. |
| Earlier fortune | $250 million | Assumption. Google bought Slide in August 2010 for $182 million, according to his biography, and he was a PayPal co-founder in 1998. We assume what was left of those proceeds and other early investments, after tax and spending, was $250 million. No filing documents this row. |
The rows add to $2.2 billion. Our calculation: his 27.2 million shares are about 8.0 percent of the roughly 339 million shares outstanding at the 16 October 2026 record date (298.5 million Class A plus 40.5 million Class B), yet the filing credits him with 44.04 percent of the votes, because each Class B share carries 15 votes. He holds 8 percent of the money and 44 percent of the say.
A sale schedule set in March 2025
Levchin does not trade on impulse. A footnote in the January 2026 filing says the sale was made under a Rule 10b5-1 plan adopted on 17 March 2025, and he exercised 666,666 performance options at $49 before selling the same number of shares at $80.52 to $81.12. That sale trimmed his directly held Class A shares to zero, with 735,294 left in the family trust. The filing says he had earned 4,000,000 options from a 2021 performance award and that all of them had vested by January 2026.
The paycheque he does not collect in cash
The 2026 proxy notes that as chief executive he does not take part in the company’s cash incentive plan, which most other executives use. His reward is equity. That matches the table above: $1.93 billion of the $2.2 billion is Affirm stock or options.
What would move the figure
Each $10 move in the stock changes his shares by about $272 million. His Class B shares are scheduled to convert into Class A on 15 January 2028, which would end the extra votes, and further 10b5-1 sales would turn some of the stake into cash.
Max Levchin net worth FAQ
What is Max Levchin’s net worth?
Our estimate is $2.2 billion as of November 2026, with about $1.89 billion in Affirm shares valued at $69.55.
How much of Affirm does Max Levchin own?
The October 2026 proxy shows 27.2 million shares including trust holdings, about 8 percent of the stock. It credits him with 44.04 percent of the votes.
How much did Max Levchin sell in January 2026?
A Form 4 shows he sold 666,666 shares at about $80.6 each, or roughly $53.7 million, under a plan adopted in March 2025.
How old is Max Levchin?
He was born on 11 July 1975 in Kyiv and is 51.
What did Max Levchin do before Affirm?
He co-founded PayPal in 1998 and later founded Slide, which Google bought.
When do Levchin’s Class B shares lose their extra votes?
They are scheduled to convert automatically into Class A shares on 15 January 2028, ending the 15-vote advantage.
Related profiles
How we estimate net worth
Our estimates are based on public reporting, company valuations, and deal and earnings figures all compiled in an internal valuation model. They are approximate, and figures change over time as new information emerges.
Last updated: November 2026.