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10 Things You Need To Know By 30

3.Credit cards are dangerous

An important thing you need to know by the time you’re 30 is that credit cards are dangerous.

No, they’re not going to kill you in your sleep, but the risk of you spending way more money than you have and getting in a lot of debt are high.

Credit cards are not free money, they just hold the money that will help you pay your rent, your bills, your necessities, and just after you’ve done all that you can buy that dress or suit you’ve seen in your favourite shop.

When you’ve enrolled in college they probably offered you a great deal to get a credit card that will allow you to spend however much you want, having the possibility to pay it back. But how about the interest rate? … Exactly.

If you can’t stop spending money from your credit card then take out some cash and treat it like it’s all you’ve got. That will keep you from carelessly spending the money you actually don’t really have.

Do you read enough? ->

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